Combatting Double-Digit Rate Hikes with Solutions for the Self-Employed
In 2026 many people will lose their Advance Premium Tax Credit (APTC), in addition 2026 Medical Insurance rates have risen by as much as 20%. You are getting jacked on both sides! What can you do to control this necessary expense. Are you Self – employed or a 1099? If you have an EIN number, you should consider the CIGNA PPO Medical Insurance plan. Save 20% or more when compared to Premera, Regence, Kaiser, and United and Healthcare and keep your doctors.
End of Expanded Health Insurance Tax Credits
What will end for many people is the tax credit which lowers their monthly payment. This will impact a lot of people. Prior to the pandemic, there was an income ceiling to be eligible to receive a credit. The ceiling is 400% of the Federal Poverty Level. This number varies with family size. During the pandemic, the ceiling was removed, and the credit was based on a percentage of your income. In 2025 a person earning more than 400% of FPL could receive a credit but in 2026 they will not. The people who will be most impacted are age 55+ since medical insurance rates increase with age.
Plans available to Individuals and Groups.
