Travel Insurance

Plan on taking an international trip?Did you know your Medical Insurance probably does not work when you are outside of the United States?Unfortunately, most domestic health insurance policies don’t provide coverage outside your home country. In general, domestic plans limit their coverage to specific geographic areas. If a U.S. resident with a domestic health insurance…

Dental & Vision Insurance

Shopping for Dental & Vision Insurance? Coverage made easy. We’ve made it easy for you to get the best dental and vision insurance for your needs and your budget. Explore the best vision and dental coverage plans below.   Or use the contact form to contact us for a free dental and vision insurance quote…

March 2021

Better Savings Vehicles Probably the only good thing about the Pandemic is you’ve been able to save a little money. Other than home improvements, most of that entertainment spending has vanished. Not to mention things like clothing and gasoline. So, you may have put a little money in the bank. Problem with money in the…

November 2020

Individual Medical Insurance Enrollment Extended to May 15 If you are not already aware, Medical Insurance enrollment has been extended to May 15, meaning: If you are not enrolled in a plan, you can enroll, and you cannot be declined. Also know that plans have no restriction for pre-existing conditions. I am a broker. Just…

October 2020

Medicare Open Enrollment Period (OEP) January 1 to March 31 It is the time of year when: If you are not currently enrolled in either a Medicare Advantage Plan (Part C) or a Medicare Prescription Drug Plan (Part D) you can enroll, and you cannot be declined. If you are already enrolled in a Medicare…

August 2020

Are you Self-Employed, or 1099? Are you Self-Employed, 1099, or on COBRA, and not eligible for a premium reduction from an Affordable Care Ace (ACA) qualified medical insurance plan. Aside from the extremely high cost of coverage and the limited access to the doctors you want to see, you cannot enroll into a plan until…

June 2020

Guaranteed Acceptance Whole Life Insurance Have you been turned down for Life Insurance or charged higher rates? Up to $100,000 benefit No exam, or medical underwriting Coverage effective immediately If you can answer “Yes” to 1. Is the member actively at work on a full-time basis (20 hours per week) and able to perform the…

March 2020

COVID-19 Special Election Period (SEP) If you are currently without Medical Insurance, you can enroll now. Typically, because it is not Open Enrollment you would be unable to enroll into a Medical Insurance plan unless you have a Qualifying Event. Due to the COVID-19 pandemic, the good news is, a Special Election Period – Qualifying…

November 2019

Affordable Care Act (ACA) Individual Medical Insurance Open Enrollment November 1 – December 15 This year will be a good year for those seeking Medical Insurance coverage for themselves and their families. Last year they removed the mandate to have coverage thinking it would sink the ship, (The ACA also known as Obamacare) but instead…

August 2019

  The last couple of nights I watched the Democratic Presidential Debate. Gosh there are a lot of candidates. Now of course the part of the debate that resonated most with me were the Medical Insurance discussions. If you don’t know I have been helping people with Medical and Medicare Insurance since 1993. But my…